Today I went for a walk with the added bonus of doing an errand. (For some reason, NY thinks it needs its license plates back.). When I left, it was beautiful, sunny day. When I stepped out of the store ten minutes later, I felt two raindrops. The sky didnt look like a rain sky, so I continued on my way, hurrying as much as I could.
A block from home it started to rain harder. I took refuge under a tree, and debated whether I should continue walking because under the tree would soon be wet or if I should wait. Then the sun came out and the rain let up slightly, so I continued.
There is a good chance this is a "you had to be there" story.